YOUR CHILD’S FUTURE. YOUR NEXT STEP.
Make more sense of saving for your child.
Compare Junior ISAs and Junior SIPPs. See the fees, understand when your child can access the money, and explore the choices that matter to your family.
UK savings and investment information. You open your account directly with your chosen provider.

START WITH WHEN THEY’LL NEED IT
Find your starting point.
Your timeframe matters.
So does how much risk you can accept.
Cash Junior ISA
Compare interest rates and account features for cash savings in your child’s name.
Stocks & Shares Junior ISA
Explore investment choices and charges. Your child’s investments can fall as well as rise.
Junior SIPP
Compare pensions for your child. Consider the fees and a commitment lasting decades.
Need access sooner? Explore how these accounts differ from children’s savings. Account rules and tax treatment can change.
PUT YOUR PLANS INTO PERSPECTIVE
See what your contributions could add up to.
Adjust your starting amount, monthly payments, fees and growth assumptions. See your contributions separately from any illustrated growth or loss.
Explore your numbers →An illustration, not a prediction. Returns are not guaranteed.
The money you would put aside, before any growth, fees or loss.
Change the assumptions →UNDERSTAND BEFORE YOU CHOOSE
Answers for your next decision.
The essentialsJunior ISA or Junior SIPP? Start with when they need it.
Understand when your child can use the money: early adulthood with a Junior ISA, or retirement with a pension. Start with your goal before comparing providers.
3 min read ↗
Investing basicsCash or investing: match the money to the moment
The question is not which wins on a chart. It is how soon the money is needed, how much uncertainty you can accept and what a loss would mean.
3 min read ↗
Investing basicsFunds, diversification and the fees to look for
Understand what you can hold inside an investment account, how you can spread risk and which charges to check before you choose.
3 min read ↗
YOUR FAMILY. YOUR PACE.
You don’t need a perfect plan to get started.
Start with what you can afford, when the money might be needed and the choices you want to understand. You can build your knowledge before committing to an account.
Take your first step →