nest eggGUIDE

THE READING ROOM

A little clearer.
One guide at a time.

Start with a question. Leave with a better understanding of your options.

A father and daughter reading a picture book together on a rug.

10 guides

Getting started

A calmer way to start saving for your child

You do not need to choose an account today. Start with what the money is for, when it might be needed and what your family can comfortably set aside.

3 min read The essentials

Junior ISA or Junior SIPP? Start with when they need it.

Both can hold money for a child. The important difference is access: early adulthood for a Junior ISA, retirement for a pension.

3 min read Junior ISAs

Junior ISAs, without the jargon

An account in your child’s name, with a choice between cash and investments. Here is what to understand before opening one.

3 min read Junior SIPPs

A child’s pension: the long view

A pension can give a child an early start on retirement saving. The long lock-up deserves as much attention as the tax relief.

3 min read Investing basics

Cash or investing: match the money to the moment

The question is not which wins on a chart. It is how soon the money is needed, how much uncertainty you can accept and what a loss would mean.

3 min read Family contributions

A guide for grandparents and gift-givers

A thoughtful gift starts with a conversation. Decide together what the money is for and how it will be managed.

3 min read Investing basics

Funds, diversification and the fees to look for

An investment account is a container. What goes inside it—and what it costs—deserves a separate decision.

3 min read Investing basics

How growth builds on growth

Compounding is simple arithmetic with uncertain inputs. Understanding both parts makes future-value illustrations more useful.

3 min read Choosing an account

How to compare Junior ISA providers

A practical shortlist worksheet. Compare the current terms that matter to you, without relying on an unverified ‘best account’ ranking.

3 min read Choosing an account

How to compare Junior SIPP providers

Compare a pension as a long-term service, not just an introductory offer. Here are the questions to put on your shortlist.

3 min read